Help to Buy

What is it?

Help to Buy is available to first time home buyers and home movers looking to move into a new build home with a price of up to £600,000. The Government will lend you up to 20% of the purchase price and you won’t be charged fees* on this loan for the first five years of home ownership. This means you will only need a 75% mortgage and a 5% cash deposit to buy your new home. This scheme is only available in England.

Looking to buy in London?

Help to Buy works different in London. The HTB Equity Loan from the government is for up to 40% of the value of a property, provided you have a deposit of 5% you will only need a mortgage of 55% of your new home.

The Help to Buy rules are changing from April 2021. Get in touch to find out more.

Get in Touch

Help to Buy

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

We do not charge a fee for a mortgage consultation. There may be a fee for arranging your mortgage. The precise amount depends on your circumstances. However, it will be no more than £1,000.

Not all Buy to Let mortgages are regulated by the Financial Conduct Authority

Legacy Wealth and Finance is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.